How to secure your MTN Mobile Money Account
After subscribing to the MTN mobile money banking service, your MTN sim card automatically becomes your bank account while you become the bank manager of that bank account. As the manager of your MTN mobile money account, the safety of your MTN mobile money account solely depends on you.
If you are very careful, the money in your MTN mobile money bank account will be very safe but if you are very careless, it will be very easy for somebody to steal the funds in your mobile money account.
In this article, i,m going to give you few tips on how to effectively secure your mobile money account. Ok lets get down to business.
MTN Mobile Money Account safety tips.
Don,t tell anybody that you have subscribed to the MTN mobile money service with a particular phone number. If an unscrupulous person knows that, he or she may try to steal the funds in your Mobile money account by trying to guess the security pin code of your MTN mobile money account.
- After subscribing to the MTN Mobile money service, you should be careful with whom you give your phone to. Like i said before, after subscribing to the Mobile money service, your mobile phone automatically becomes your bank account and so each time you give your phone to a friend, you should bear i mind that you are indirectly leaving your bank in the hands of that friend. If that friend can guess your mobile money security pin code, he or she will be able to transfer funds from your MTN mobile money account to his or hers. It should be noted that your friends are the potential hackers of your mobile money account. Those are the people that will likely gain access to your phone and possibly try to hack your Mobile money account. so you have to be very careful.
- After subscribing to the MTN mobile money service, make sure that you put a password lock on your phone to prevent anybody from manipulating your phone without your consent.
Make sure that you use a very strong (hard to guess) 5 digit security pin number as your MTN mobile money pin code. Like i said before, your mobile money pin code, is just like the chief security guard of your MTN mobile money bank account i.e. anybody who knows your MTN mobile money pin number and has access to your phone can illegal transfer (steal) all the funds in your mobile money account. Aviod using common combination of numbers like 12345, 00000, the first 5 digit of your phone number, your year of birth and other combination of numbers that can easily be guessed by your friends.
After subscribing to the MTN mobile money service, don,t ever discuss with your friends how much you have in your MTN mobile money account. That can motivate somebody to try to steal your mobile money funds. Nowadays most employees pay their workers through their mobile money account. If you usually receive your salary through your mobile account, don,t tell anybody.
- Nowadays most ecommerce websites accept MTN mobile money tranfers as a method of payment. Before paying for any product or service with your MTN mobile money funds, first carry out a little research to make sure that the ecommerce website is a reputable one. If you fail to do so, you may pay for a product with your mobile money account and don,t receive the product. Once you transfer funds to the mobile money account of a fraudster, its gone forever.
Beware of Phishing emails. Like i told you before, the greatest threat to your MTN mobile money account is going to come from your friends especially your so called best friend. Anybody that knows your email, can send you a spoofed email that appears to come from MTN, demanding your MTN mobile money details. If you provide those info, you will possibly lose the funds in your MTN mobile money account.So do not enter your MTN mobile money details in to enter any website without carrying out a preliminary research.
Before transfering funds to another MTN mobile money number, make sure that you perfectly cross check the mobile money number of the recipient (multiple times if possible) so as to aviod transfering funds to a wrong MTN mobile money account. Just as its impossible to retrieve an airtime credit you mistakenly transferred to a wrong MTN number, its also impossible to retrieve the funds you mistakenly transferred to a wrong MTN mobile money account number. However if the receiver is generous, he or she may transfer the funds back to you. But shine your eyes you are in Cameroon. Erreur for bukutu na dame for dos.
- Be careful with whom you go to seek help concerning your MTN mobile money account. If you need any help concerning your MTN mobile money account, call the MTN customer service number; 7155 or go to your nearest MTN office. There are also lots of MTN mobile money agents in the street that you can consult if you need any help. So if you need help concerning how to pay your Eneo bills with your MTN mobile money account, how to transfer funds, how to change your security pin number, how to pay your school fees through your mobile money account etc etc, go to one of the MTN mobile agents in the street and the agent will be very happy to help you. That,s what they are there for.This is how the quiosk of the MTN mobile money agents looks like. Please don,t seek help from your friends or a random call box operator in the street. A friend may help you and also gain access to information that can enable him or her to steal your money.
- If you noticed that even 300frs was stolen from your MTN mobile money account, pls change your mobile money pin number immediately and very fast. Like i told you before, your security pin code is like the chief security guard of your MTN mobile money account. So if funds have started disappearing from your MTN mobile money account, then you have to change your Chief GUARD (fire him).
- Please take note that an MTN mobile money sender doesn,t need the security pin code of the recipient to be able to transfer funds. So if a friends wants to transfer/ send money to you and demands your Mobile money PIN code, please don,t give it to him or her. The only information that anybody needs to be able to transfer or send money to you is your MTN mobile money number.